Fire Insurance Rating Improves for Jackson Park Fire District

The N.C. Office of the State Fire Marshal (NCOSFM) recently notified the Cabarrus County Fire Marshal’s Office that the fire insurance rating classification for the Jackson Park Fire Department has been lowered to a 3.  The district was previously rated at a 5.

NCOSFM applies ratings to individual fire districts based upon the scores obtained during an on-site inspection and evaluation by state inspectors.  Scores are based upon varied criteria such as how alarms are received and dispatched, personnel training, equipment maintenance, response to incidents, availability of water in the district, and other factors.  Ratings range from 1-10, with 10 being classified as unprotected and a 1 being the best protection class attainable.

The reduction in this rate is due to Cabarrus County entering into a contract with the City of Concord to provide fire protection to the district as of July 1, 2011.  Properties in the district could be eligible for a decrease in fire insurance premiums based upon the type and use of the property and individual insurance company requirements.  Property owners are encouraged to check with their individual insurance companies to determine eligibility for a rate reduction.

The effective date of this change is February 1, 2012.

“We are excited that we have seen a reduction in this rate for our citizens and we appreciate all the hard work that the Jackson Park Fire Department provided to lay the foundation for this rate reduction and the cooperative actions of the City of Concord to further our commitment to provide our citizens with efficient and effective fire protection” stated Steven Langer, Cabarrus County Fire Marshal.

For further information, call the Cabarrus County Fire Marshal’s Office at (704) 920-2143.